A FINANCIAL PARTNER FOR LIFE
Building a financial plan is more than just collecting facts and analyzing data - it’s about building a life-long relationship. As a trusted advisor, we make sure the plan reflects what you care about most.
Principles we live by
An organized plan empowers a richer way to life.
Lifelong partnerships with continuous monitoring of your plan.
Pursuing excellence to drive the best outcomes for clients.
A team-based approach across our in-house professionals.
Independent fiduciary putting your best interest first.
YOUR PERSONALIZED PLAN COULD COVER:
Account titling, gifting, and more
Roth IRA conversion analysis
Customized investment advice
Personal insurance analysis
Strategies for income generation and growth
Estate planning & trust services
Education planning
Cash flow analysis
Retirement goal setting
Drawdown analysis
Social Security & pension review
Rental property analysis
YOUR PARTICIPATION MATTERS
A key aspect of performing our best work is your participation. Clients that are actively engaged in the process and responsive to information requests produce the highest quality results. Your money works harder when we work together.
We generally collect information such as tax returns, financial statements, existing wills & trusts, and other key documents to ensure we’re covering all aspects of your wealth.
MINIMIZE YOUR TAX BURDEN, MAXIMIZE YOUR LEGACY
Planning ahead and taking action during the calendar year, rather than in April, can lower your overall tax burden. Implementing the right strategies can save you substantially over the life of your plan.
Over 50 Unique Strategies
IRA conversions
Tax-loss harvesting
Minimizing Medicare IRMMA surchages
Lifetime gifting strategies
Entity selection for small business owners
State specific tax credits
DRIVING TREMENDOUS VALUE
TAX STRATEGIES THAT MOVE THE NEEDLE
Every year we perform a minimum of one VIP Sessions for each client. During this session an in-house CFP® professional, CFA, and CPA brainstorm together on strategies that may drive additional value for you. More often than not, tax minimization is the largest value driver of these VIP Sessions. Executing tax strategies during the calendar year, rather than looking back at tax time, is often a key source of value creation.
TAILORED INVESTMENT PORTFOLIOS
Our in-house portfolio managers work side-by-side with your advisor to deliver the results that match your goals. While every client portfolio is unique, every investment we recommend adheres to our foundational principles. Our unbiased approach puts your best interests first.
Over 50 Unique Strategies
Low-cost
Tax-efficient
Diversified
Transparent
Low or no debt
Commission free
SELECTING YOUR INVESTMENTS
We’ve seen a wide variety of client investments transition to Selective over the years. Through our experience we’ve learned that no two client situations are the same, and as such, every portfolio should be custom built to optimize a client’s unique goals, investment preferences, and tax situation.
Building your investment allocation always begins by building your financial plan. Once complete, the plan informs our investment recommendations. We don’t believe in market timing or allocating all clients the same.
