NEAR RETIREMENT

As you near retirement, typically marked by being a few years away from official retirement, several pivotal considerations come to the forefront. Depending on your age and net worth, you need to assess elements like health insurance options, available tax credits, potential Roth conversions, and the right withdrawal strategies for your savings.

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Roth IRA

Employer Sponsored Plans

Plans for Business Owners

Different Plan Types

DO I HAVE ENOUGH TO RETIRE?

This question requires a comprehensive evaluation of current savings, anticipated post-retirement expenses, and expected income sources like pensions or Social Security. As you approach retirement years, it's likely that a financial advisor can add tremendous value.

HEATH INSURANCE OPTIONS

Whether you're retiring before or after Medicare age eligibility (65), there are many things you can do in preparation. Understanding the differences between HMOs, PPOs, HDHPs, and other insurance types, as well as considering supplementary plans like Medigap, is vital to securing the most beneficial coverage.

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DO I NEED AN ADVISOR?

Many individuals are able to save for retirement and accumulate a nest egg without the help of a financial advisor. When it comes time to retire, the complexity of your financial situation typically increases with questions such as social security timing, RMD calculations, withdraw ordering from accounts, health insurance premiums, and much more. It may be a good time to evaluate if an advisor is right for you.

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GET INVESTED

Letting your money work for you is one of the cornerstones of wealth creation. By understanding different investment types, you can potentially grow your savings at a rate that outpaces traditional savings methods, optimizing your financial growth.

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