We work with individuals, & households based on their stage of life, risk tolerance, and goals

Our financial planning process seeks to help clients go further by combining effective asset allocation with a tax efficient approach to maximize future income.

By working together, at each life stage, we seek to create clarity so that you can achieve goals with confidence.  

You must plan your work and then work your plan.
— Dave Ramsey

Approaching the market with caution

We seek to reduce investment risk by investing only in what we believe to be high quality companies that meet the Selective criteria. Further, we exercise unusual patience in our purchases. When the market is high, we exercise additional caution. For example, throughout 2017, we maintained cash balances of at least 25%. This helps to protect client principal, while creating opportunities when individual securities fall in price. While our approach to the market is cautious, our Selective Process has led to an average annual return over 13% net of all fees and trading expenses.1

The avoidance of loss is the surest way to ensure a profitable outcome.
— Seth Klarman
Read disclosure here

1 Past performance may not be indicative of future results. Returns are based on a composite of accounts with values greater than $5,000. Performance varied by account.

Cash balance calculations include money market balances within mutual funds.

No current or prospective client should assume that future performance of any specific investment strategy or product made reference to directly or indirectly by Selective Wealth Management in its website will be profitable or equal the corresponding indicated performance level(s).